In a large bowl, sift together the flour, baking powder, salt and sugar.
Make a well in the center and pour in the milk, egg, banana and melted butter; mix until smooth.
Mix in peanut butter chips.
Heat a lightly oiled griddle or frying pan over medium-low heat.
Pour or scoop the batter onto the griddle, using approximately ¼ cup for each pancake. Brown on both sides and remove from heat once cooked through.
Lightly, oil the pan after each pancake to ensure they none of your pancakes stick.
Top pancakes with fresh banana slices, peanut butter chips and whipped cream.